Mechanical breakdown insurance for worry free motoring! 

When purchasing a new motor vehicle, the last thing on your mind is mechanical breakdown. However vehicles today are complex and have so many mechanical and electrical components. Autosure Mechanical Breakdown policies are designed to help protect you and your vehicle against the cost of sudden or unforeseen breakdown. 

Protect your car and your budget. Autosure policies offer:

• The most comprehensive cover available
• Allowances for towing, car hire
• 7 day / 24 hour AA Roadside Assistance (extreme cover only)

Lifestyle Protection Insurance

Lifestyle Protection Insurance protects your income and your lifestyle. 

Protect your family, protect your investment and protect your life style. 

Redundancy ? Accident ? Illness ? Hospitalisation ? Bankruptcy ? Suspension ? Business Interruption ? Death 

Download the policy wording.

Loan Equity Insurance (Gap Cover)

What Is GAP - Loan Equity Insurance? 

The Gap policy covers some of the difference (the gap) between a total loss payout on your vehicle by your comprehensive insurer and the balance owing under your credit contract. This is called a loan equity shortfall.

1. GAP can only be purchased in conjunction with a credit contract, and in the event of a total loss that credit contract must still be active.
2. The vehicle must be comprehensively insured.
3. The contract is for a maximum of 60 months or the length of the original credit contact.
4. Can only be taken out at the time of vehicle sale.
5. Additional benefits only apply to Options 1, 2 and 3.

• Comprehensive Motor Vehicle insurance premium in relation to the replacement vehicle.
• Any Excess in relation to the total loss vehicle.
• On Road Costs comprising of dealer delivery and registration related to the purchase of the replacement vehicle.
• Deposit for a replacement vehicle up to $1000.
• Reimbursement for out of pocket expenses up to $200
• Any amount relating to a prior debt included in the credit contract.
• Reimbursement for the cost of hiring a rental vehicle for a maximum of 5 days.

Example of a GAP Claim 

You have an accident in your vehicle and the comprehensive insurer deems the vehicle to be a total loss. The insurer pays out to the financier, leaving a $5000 outstanding balance on your credit contract that you are liable for and which must be paid immediately. If you had GAP Cover, it would provide a payment of the outstanding amount less the comprehensive insurance premium and the original GAP Cover premium saving you potentially thousands*. 

Purchasing a replacement vehicle can also be an expensive exercise which is where the additional benefits under options 1, 2 and 3 really help out. 

*Example only. There may be other deductions depending on the status of your credit contract. 

This is only a summary of cover; please see policy certificate and booklet for full terms, conditions and benefits.

Car Insurance

MotorPlan - for worry free motoring! 

Caught in one of our motorway's nose-to-tails?
Walked back to your car to find it no longer where you left it?
Crack to your windscreen by flying stone?


We understand that sinking feeling you get when something happens to your vehicle. Our MotorPlan policy will help you pay for those nasty repairs and get you back on your wheels again. 

Protect your family, protect your investment and protect your lifestyle. 

With no stand-down periods and easy to understand policy wording, Autosure MotorPlan policy is the no-fuss solution to your comprehensive insurance needs.

Offering:

• Easy Payment terms: Fortnightly, Monthly, Quarterly, Annual.
• Direct Debit and Credit Card options.
• Up-to $1000 Trailer cover * excludes caravans, boat and horse trailers.
• Up-to $1000 for accessories such as Navigation systems and child seats.
• Nil excess for windscreen repairs - $100 excess for replacement.